Effective Date: January 1, 2025
Welcome to eQuotes.shop (“Company,” “we,” “us,” or “our”). By accessing or using our website, eQuotes.shop (the “Site”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, you must not use our Site or services.
These Terms govern your use of our Site, which provides information and lead generation services for Medicare, Final Expense, Affordable Care Act (ACA), Debt Relief, and Auto Insurance.
1. About eQuotes.shop
- eQuotes.shop is an advertising agency that connects users with licensed insurance agents, debt relief specialists, and marketing partners.
- We do not sell insurance, debt relief services, or financial products directly. Instead, we collect user information and forward it to third-party providers.
- By submitting your information, you authorize us to share your details with third-party providers who may contact you regarding insurance or debt relief services.
2. Eligibility to Use Our Site
You must:
✔ Be at least 18 years old to use our services.
✔ Use our Site in compliance with U.S. laws and regulations.
✔ Provide accurate and truthful information when submitting forms.
3. Consent to Contact & TCPA Compliance
By submitting your information on our Site, you agree to receive calls, text messages, and emails from eQuotes.shop and our affiliate partners.
📌 Consent Details:
- Calls and texts may be sent using automated dialing technology or pre-recorded messages.
- Consent is not required to purchase any product or service.
- You can opt out at any time by replying “STOP” to text messages or contacting us at contact@equotes.shop.
- We comply with the Telephone Consumer Protection Act (TCPA) and other applicable laws.
4. No Guarantee of Services
- We do not guarantee approval for insurance, debt relief, or any financial product.
- We do not control pricing, terms, or availability of any third-party services.
- Any quotes provided are estimates only and are subject to change based on third-party providers’ policies.
5. Compliance with CMS Medicare Regulations
If you request Medicare-related information, you acknowledge that:
✔ eQuotes.shop is not affiliated with Medicare, CMS, or any government agency.
✔ Your information will only be shared with licensed insurance agents authorized to provide plan details.
✔ You may be contacted by a licensed agent in compliance with CMS marketing rules.
6. Data Collection & Privacy Policy
By using our Site, you agree to our Privacy Policy, which explains how we collect, use, and share your personal information.
✔ We collect name, phone, email, IP address, and other details when you submit a form.
✔ We use third-party tracking services such as Jornaya and TrustedForm to verify lead submissions.
✔ Your information may be shared with licensed insurance agents, debt relief providers, and marketing partners.
✔ You can opt out or request data deletion by contacting contact@equotes.shop.
For full details, please review our Privacy Policy.
7. Third-Party Links & Services
Our website may contain links to third-party websites. We do not control and are not responsible for:
- Content on external websites.
- Accuracy of information provided by third parties.
- Third-party privacy policies or business practices.
You should review the terms and policies of any third-party websites before using their services.
8. Limitation of Liability
eQuotes.shop is not responsible for any damages related to your use of our Site or services.
To the maximum extent permitted by law, we:
- Do not guarantee the accuracy or availability of third-party services.
- Are not liable for any financial losses, service failures, or misrepresentations by third-party providers.
- Are not responsible for any errors, website downtime, or service interruptions.
Your use of our Site is at your own risk.
9. Indemnification
By using our Site, you agree to indemnify, defend, and hold eQuotes.shop and its affiliates harmless from any claims, liabilities, or damages arising from:
- Your use of our services.
- Any disputes with third-party providers.
- Your violation of these Terms.
10. Governing Law & Dispute Resolution
These Terms are governed by the laws of the United States and the State of Florida, without regard to conflict of law principles.
✔ Any disputes must be resolved through arbitration in Tampa, FL.
✔ You waive your right to participate in class action lawsuits against us.
11. Modifications to These Terms
We may update these Terms from time to time. Changes will be posted on this page with a revised Effective Date. Your continued use of our Site means you accept any updates.
12. Contact Information
If you have any questions about these Terms, please contact us:
📧 Email: contact@equotes.shop
📍 Address: Tampa, FL
📞 Phone: (888) 209-2225
By using eQuotes.shop, you acknowledge that you have read, understand, and agree to these Terms and Conditions.