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Effective Date: January 1, 2025

eQuotes.shop (“Company,” “we,” “us,” or “our”) is committed to protecting your privacy and ensuring compliance with TCPA, CMS Medicare regulations, and other applicable laws. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you use our website, eQuotes.shop (the “Site”), and our services related to Medicare, Final Expense, Affordable Care Act (ACA), Debt Relief, and Auto Insurance.

By using our website and submitting your information, you agree to the terms of this Privacy Policy, including the collection, use, and sharing of your data as described below.


1. Information We Collect

a. Information You Provide

When you submit a form on our website, we collect:

  • Full Name
  • Phone Number
  • Email Address
  • Zip Code
  • Date of Birth (if required for Medicare or insurance quotes)
  • Other details related to your insurance or debt inquiry

b. Information Collected Automatically

We may automatically collect certain data when you visit our site, including:

  • IP Address
  • Device Type & Browser Information
  • Referring Website (if applicable)
  • Date & Time of Access
  • Pages Visited on Our Site

c. Third-Party Tracking & Data Collection

We use third-party lead verification and tracking services such as Jornaya and TrustedForm. These services may capture and store data when you submit a form on our website to verify your consent and ensure compliance with marketing regulations.


2. How We Use Your Information

We use the information we collect for the following purposes:
✔ To connect you with licensed insurance agents and debt relief specialists.
✔ To provide you with Medicare, ACA, final expense, debt relief, and auto insurance quotes.
✔ To verify lead submissions and ensure compliance with industry regulations.
✔ To improve our website and marketing strategies.
✔ To comply with legal obligations and prevent fraudulent activity.


3. TCPA Consent & Compliance

By submitting your information on our website, you expressly consent to receive marketing calls, text messages, and emails from eQuotes.shop and our trusted partners at the phone number and email provided.

📌 Consent Details:

  • Calls and texts may be sent using automated dialing technology or pre-recorded messages.
  • You understand that consent is not required to make a purchase.
  • You may opt out at any time by replying “STOP” to any SMS message or by emailing contact@equotes.shop.
  • We comply with the Telephone Consumer Protection Act (TCPA) and applicable state and federal regulations to ensure responsible communication.

4. CMS Medicare Compliance

We adhere to Centers for Medicare & Medicaid Services (CMS) marketing guidelines when offering Medicare-related services.

Not a Government Agency – eQuotes.shop is not affiliated with Medicare, CMS, or any government agency. We are an independent advertising agency connecting users with licensed insurance agents.
Licensed Partners – When you request a Medicare Advantage, Medicare Supplement, or Prescription Drug Plan quote, your information is only shared with licensed agents or brokers who are authorized to provide plan details.
No Obligation – Requesting a quote does not obligate you to enroll in any Medicare plan.
Annual Enrollment Period (AEP) Rules – Medicare plans are subject to annual enrollment periods, and we follow CMS regulations to ensure proper enrollment practices.


5. How We Share Your Information

We do not sell your personal information. However, we may share it in the following situations:

a. With Affiliate Partners

Since eQuotes.shop is an advertising agency, we share your submitted information with licensed insurance providers, debt relief firms, and marketing partners who can provide the services you requested.

b. With Third-Party Service Providers

We work with third-party services like Jornaya and TrustedForm to verify lead authenticity and maintain compliance.

c. Legal Compliance & Protection

We may disclose personal information if required by law, court order, or to protect our legal rights, website security, or users.


6. Your Rights & Opt-Out Options

Opt-Out of Marketing Communications – You may unsubscribe from emails or request to stop receiving calls by contacting us at contact@equotes.shop or calling (888) 209-2225.
Do Not Track Requests – Our website does not currently respond to “Do Not Track” signals from web browsers.
Access & Delete Your Data – You may request access to, modification of, or deletion of your personal data by emailing contact@equotes.shop.


7. Data Security

We take precautions to safeguard your personal information, including encryption, secure servers, and compliance with industry security standards. However, no online system is completely secure, and we cannot guarantee absolute protection against breaches.


8. Third-Party Links & External Websites

Our website may contain links to third-party websites, such as insurance providers, debt relief firms, and financial services companies. We are not responsible for their privacy policies, and we encourage you to review their terms before submitting personal information.


9. Children’s Privacy

Our website is not intended for individuals under the age of 18. We do not knowingly collect or store information from minors. If we discover that a minor has submitted data, we will take immediate action to delete it.


10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Effective Date.” Your continued use of our website after changes are posted constitutes acceptance of the updated policy.


11. Contact Us

If you have any questions about this Privacy Policy, TCPA compliance, CMS Medicare guidelines, or how we handle your data, please contact us:

📧 Email: contact@equotes.shop
📍 Address: Tampa, FL
📞 Phone: (888) 209-2225

By using eQuotes.shop, you acknowledge that you have read, understand, and agree to this Privacy Policy and our compliance practices.

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